WISE Referral February 2026
How does the Referral Program work at WISE?
- Click on the ” referral link ” above – there is no referral code; the registration link allows you to benefit from the offer directly
- Enter your email address and click on “receive your gift”
- Complete your registration in less than 5 minutes
- Verify your identity (ID card, passport or other)
- Choose your referral bonus (free transfer up to €500 or a free physical Visa card)
Have I already opened my WISE account ?
If you already have an account that has been open for less than 30 days , you can also take advantage of the referral program.
Simply click on your profile (your initials in the top right corner), go to the “actions and contracts” menu , then “referrals” and finally “enter a referral link” and enter the following link :
https://wise.com/invite/ihpc/michaelc12946
What is the Referral Bonus ?
You can choose one of the following two referral bonuses :
Benefit from a free first transfer up to €500 or equivalent
- No transfer fees for sending money to an account in another currency up to €500 – the absence of fees applies to all transfer charges, with the exception of external costs (e.g., tax payments)
- If you send an amount exceeding this , no fees apply up to €500 ; beyond that, the applicable fees apply.
Benefit from a free order of the WISE Visa international physical card (instead of €7 shipping fees)
WISE Visa card with no fees, allowing you to pay worldwide in over 40 currencies
Good To know : you can immediately benefit from the WISE Visa digital card, usable worldwide, free of charge upon opening your account and compatible with 
Apple Pay and Google Pay.
Eligibility requirements for the Referral Offer
- Offer reserved for new WISE customers
- To be over 18 years of age
For more information on sponsorship, please refer to the official WISE Referral Terms
What are the advantages of WISE ?
WISE (formerly TransferWise) is revolutionizing international money transfers with low fees , transparent exchange rates and unsurpassed speed.
Unlike traditional banks, WISE uses the real exchange rate (with no hidden markup) and allows you to send money in more than 70 currencies , with fees up to 8 times lower.
In addition, its multi-currency account allows you to manage several currencies in one place, ideal for travellers, expats or freelancers.
Finally, Wise offers enhanced security (regulated by the FCA in the UK) and an intuitive interface , accessible from its mobile application or website.
Why choose WISE ?
Choosing WISE means opting for an economical , transparent and ultra-fast solution for your money transfers.
Unlike banks or services like PayPal, WISE does not apply any markup to exchange rates and clearly displays fees before each transaction.
Whether it’s sending money abroad , paying bills in a foreign currency, or receiving a salary from abroad , Wise simplifies transactions while reducing costs.
Its multi-currency account (with local IBAN in several countries) and debit card make it a comprehensive tool for managing money across borders . Finally, with over 16 million users worldwide, WISE is a reliable and highly regarded solution.
Who is WISE ?
WISE is a British fintech founded in 2011 by Taavet Hinrikus and Kristo Käärmann, with the mission of making international money transfers fairer and cheaper.
Originally known as TransferWise, the company adopted the name WISE in 2021 to reflect its evolution into a global financial platform.
WISE is now regulated by financial authorities (such as the FCA in the UK) and offers services in over 70 countries. Its model is based on a network of local accounts, which allows it to avoid the high fees of traditional international transfers.
With millions of users, WISE has established itself as a modern alternative to banks, ideal for individuals and professionals.
Contact
If you would like more information about this referral offer or others on the site, please feel free to contact me by clicking below.
I will be happy to answer your questions as soon as possible.